Allianz Wealthlink Supreme Life

With Allianz Wealthlink Supreme Life's unit link life insurance products, find an efficient protection solution for the potential for optimal long-term investment asset development so that your future financial plans are protected.

Product Key Selling

• 1 Policy for peace of mind protection during productive years and potential Investment Value during old age.

• 105%(1) allocation of Regular Basic Premium as Investment Fund(2) starting from Policy Year 6 onwards for potential Investment Value.

• Use a single price for buying and selling Units.

• Potential long-term reduction in Cost of Insurance(3) for the maximum potential of Investment Value.

• Offer of Persistency Bonus Benefit of 50% of the Regular Basic Premium at the end of the 5th(4) Policy Year.

• Optimal investment opportunities in Indonesia, Asia Pacific & global market.

(1)   Special allocation for Regular Top Up Premium and/or Single Top Up Premium as Investment Fund: 95% of the Regular Top Up Premium and/or Single Top Up Premium.

(2)   The Investment Fund to purchase Units in accordance with the percentage of allocation of the Premium under the Policy and in accordance with Your Sub-fund choices.

(3)   Potential reduction in the Cost of Insurance is not guaranteed and is based on the amount greater between the Net Amount at Risk or 6 times the annualised Regular Basic Premium, and the Insured's age from time to time.

(4)   Persistency Bonus Benefit of 50% of the total Regular Basic Premium paid for the 1st Policy Year (excluding Regular Top Up Premium and/or Single Top Up Premium (if any)).

Benefit Illustration Example

1)  Assumed Death Benefit is calculated based on the greater of Net Amount at Risk on the date of approval of the claim or 5 times the annualised Regular Basic Premium plus investment benefit in the form of the Investment Value balance on the date of the approval of the Death Benefit claim. Death Benefit Assumption depends on the performance of the selected Sub-fund or partial withdrawal of Investment Value (if any).

2)  Assumed Investment Value is uncertain and not guaranteed, depending on the performance of the selected Sub-fund.

3)  Persistency Bonus is paid at the end of the 5th Policy Year in the form of additional investment Unit amounting to 50% of the total paid Regular Basic Premium for the 1st Policy Year (excluding Regular Top Up Premium and/or Single Top Up Premium, (if any)). The Persistency Bonus will be given on the condition that the Policy has never been cancelled or has never terminated and must always remain active, the Insured is still alive at the end of the 5th Policy Year, the Regular Basic Premium has been paid on time from the Policy Effective Date until the end of the 5th Policy Year, the Policyholder has not made any withdrawals of the Regular Basic Premium Investment Value from the Policy Effective Date until the end of the 5th Policy Year. The Persistency Bonus Benefit shall be used to purchase Units in accordance with the Policyholder's last recorded selected Sub-fund in Allianz's system referring to the Unit Price at the end of the 5th Policy Year and in accordance with the last recorded Investment Fund allocation percentage in the Allianz's system. The purchased Unit shall be added to the Regular Basic Premium Unit. The Persistency Bonus Benefit shall terminate upon completion of the process mentioned in the previous sentence.

4)  The potential decrease in Cost of Insurance on life is not guaranteed and is calculated based on the greater of the Net Amount at Risk or 6 times the annualised Regular Basic Premium, as well as the age of the Insured from time to time.

Disclaimer

Allianz Wealthlink Supreme Life (“Insurance Product”) is an Insurance Product by PT Asuransi Allianz Life Indonesia (“Allianz”). PT Bank CTBC Indonesia (CTBC Bank) only acts as a party that refers Allianz Wealthlink Supreme Life product. The use of the CTBC Bank logo only indicates that CTBC Bank is working with Allianz in marketing of Allianz Wealthlink Supreme Life product and does not mean that this insurance product is a CTBC Bank product. Allianz Wealthlink Supreme Life is not a CTBC Bank product so CTBC Bank is not responsible for any and all claims arising from the management of this product portfolio. Allianz Wealthlink Supreme Life is not guaranteed by CTBC Bank and its affiliates and is not included in the scope of the deposit guarantee program by LPS as referred to and regulated in Law no. 24/2004 regarding Deposit Insurance Corporation. CTBC Bank is not responsible for the insurance policies issued by Allianz. The performance of the investment component of this product is inseparable from investment risk.

PT Bank CTBC Indonesia is licensed and supervised by the Otoritas Jasa Keuangan & Bank Indonesia and is a member of the Lembaga Penjamin Simpanan (LPS). Investment Linked Insurance Product (Produk Asuransi Yang Dikaitkan dengan Investasi (PAYDI)) Allianz Wealthlink Supreme Life is an insurance product. The investment component in PAYDI contains risks. Prospective Policy Holder must read and understand the summary of the product information before deciding to buy PAYDI. PAYDI past investment performance does not reflect PAYDI future investment performance.