Allianz Assetlink Optima is a unit link life insurance which provides simple step by simply pay one time Premium for insurance protection along with potential long-term investment accumulation. You will have peace of mind while planning future finance.
Product Key Selling
100% Premium allocation as Investment Fund(1) for potential Investment Value.
Using one bid and offer Unit price.
Guaranteed Policy acceptance up to Sum Assured amounted IDR1.000.000.000/ USD 80.000(2) for each Insured and for each Allianz Assetlink Optima Policy.
Investment opportunity in Indonesia, Asia Pacific & global market.
(1) Investment Fund to purchase Unit according with Premium allocation percentage on investment based on Policy and Sub fund option.
(2) In accordance with the product terms and conditions that apply.
Product Details
a. | Insurance Type | : Unit Link Product |
b. | Currency | : IDR & USD |
c.
| Minimum Premium | : |
● Single Basic Premium | ||
Minimum | : IDR 50.000.000/USD 18.000 | |
Maximum | : IDR 500.000.000/USD 40.000 | |
● Single Top Up Premium (if any) | ||
Minimum | IDR 1.000.000/USD 100 | |
Maximum | No Maximum Amount* | |
*) Amount exceeded IDR 2.000.000.000 / USD 200.000 will be imposed to financial underwriting. | ||
d. | Premium Payment Method | : Single Premium |
e. | Policy Holder Entry Age | : Minimum 18 years old (nearest birthday) |
f. | Insured Entry Age |
|
Death Benefit | : 18 – 65 years old (nearest birthday) | |
Death due to Accident Benefit | : 18 – 64 years old (nearest birthday) | |
g. | Protection Period |
|
Death Benefit | Until age 100 years old | |
Death due to Accident Benefit | Until age 65 years old | |
Benefit Illustration Example
1) Death Due to Accident Benefit will only be paid if Insured dies due to Accident within 90 days period since Accident occurred date. Death Due to Accident Benefit will end when Insured reach Age 65 years old.
2) One time additional of Sum Assured, and Policy end.
3) Potential Investment Value is not guaranteed and may change from time to time, depending on investment performance based on investment allocation on Smartlink Rupiah Equity Class B Fund.
Disclaimer
Allianz Assetlink Optima (“Insurance Product”) is an Insurance Product by PT Asuransi Allianz Life Indonesia (“Allianz”). PT Bank CTBC Indonesia (CTBC Bank) only acts as a party that refers Allianz Assetlink Optima product. The use of the CTBC Bank logo only indicates that CTBC Bank is working with Allianz in marketing of Allianz Assetlink Optima product and does not mean that this insurance product is a CTBC Bank product. Allianz Assetlink Optima is not a CTBC Bank product so CTBC Bank is not responsible for any and all claims arising from the management of this product portfolio. Allianz Assetlink Optima is not guaranteed by CTBC Bank and its affiliates and is not included in the scope of the deposit guarantee program by LPS as referred to and regulated in Law no. 24/2004 regarding Deposit Insurance Corporation. CTBC Bank is not responsible for the insurance policies issued by Allianz. The performance of the investment component of this product is inseparable from investment risk.
CTBC Bank is licensed and supervised by the Otoritas Jasa Keuangan (OJK) and is a member of the Lembaga Penjamin Simpanan (LPS). Investment Linked Insurance Product (Produk Asuransi Yang Dikaitkan dengan Investasi (PAYDI)) Allianz Assetlink Optima is an insurance product. The investment component in PAYDI contains risks. Prospective Policy Holder must read and understand the summary of the product information before deciding to buy PAYDI. PAYDI past investment performance does not reflect PAYDI future investment performance.
