Multi Propose Financing

Nama Fasilitas

Tenor

Overdraft

12 Months

MTL

60 Months

Nasabah Individu

Nasabah Perusahaan (PT/CV)

• Valid Identity Card/Document (Electronic KTP or Passport or Birth Certificate), including for the spouse;

  *Note: a birth certificate is required if there is a discrepancy/mismatch in the name on Electronic KTP, Passport, Family Card, Marriage Certificate, or other documents related to credit facility/collateral.

• Photocopy of business licence or risk-based individual business permit;

• Marriage Certificate;

• Family Card;

• Prenuptial Agreement which submitted to Department of Civil Registry (if any);

• Tax Registry (NPWP);

• Identification Documents for Foreigners:

  Passport; dan

  Valid KIMS (Temporary Residence Permit Card), OR KITAS (Limited Stay Permit Card) (if temporarily residing in Indonesia), atau KITAP (Permanent Residence Permit Card)

  Electronic KTP for Foreigners

• Last 3 (three) months bank statement;

• Other documents required for review process.

Perseroan Terbatas (PT)

• Company Deed of Establishment/Articles of Association;

• Deed of Adjustment to Articles of Association to align with latest regulations governing Perseroan Terbatas (PT);

• Ratification/Approval and/or Proof Receipt of Notification from Ministry of Law and Human Rights;

• Deed of Amendment (if any);

• Nomor Induk Berusaha (NIB);

• Business Licence; and/or

• Risk Based Business Licence;

• Import Permit (if required by the Bank);

• Identity Cards/Identity Documents (Referring to documents for Individuals and Identity Documents for Foreign Citizens) for Management and Shareholders;

• Company Taxpayer Identification Number (NPWP);

• Taxpayer Identification Numbers for Directors, Commissioners, and Shareholders (Legal Entities) for reporting purposes to Regulators. This is not mandatory for Directors, Commissioners, or Foreign individual shareholders.

• Documents stated on points previously from each members of Directors, Commissioners, Shareholders of Perseroan Terbatas  (PT), as long as they are relevant to Bank’s requirement or applicable laws.

Partnerships (CV and Firm)

• Deed of Establishment/Articles of Association, including any amendments;

• Registered Certificate from Ministry of Law and Human Rights (received in printed form, stamped by a notary, and contained phrase that state “This Registered Certificate is printed based on Business Entity Administration System” which applies to Deeds of Establishment of CVs and Firms, as well as Amendments to Articles of Association);

• Identity Cards/Identity Documents (Referring to documents for Individuals and Identity Documents for Foreign Citizens) for Management and Shareholders;

• Company Taxpayer Identification Number (NPWP);

• Taxpayer Identification Numbers for Directors, Commissioners, and Shareholders (Legal Entities) for reporting purposes to Regulators.

• Nomor Induk Berusaha (NIB);

• Risk Based Business Licence permitted by OSS RBA;

• Share Trading Deed (if there is trade between shares);

• Audited Financial Reports audit and/or In-House Financial Reports (Internal)

• Last 3 (three) months bank statement;

• Other documents required for review process.